Your Wilmington, NC, Slip and Fall Lawyers
Your Wilmington, NC, Slip and Fall Lawyers
Falls, Fires and Other Injuries
Many times personal injury cases involve auto accidents in which people suffered injuries. We represent those people every day. We help them recover money. If you want information about auto accidents, click here.
Sometimes, however, people are injured in ways that do not involve cars or trucks. Personal injury law is applicable any time a person is injured because another person was careless. For example, when a person maintains an office building, commercial building, apartment building, rental house or parking lot in an unsafe condition that results in injury to another person, the injured person may be entitled to fair compensation from the land owner’s insurance company. Sometimes these injuries are very serious. Serious injuries present different challenges for your slip and fall attorney. Your Wilmington premises liability lawyers must have experience in cases involving serious injury.
What Should I do if I was Injured in a Fire?
After a fire, the Bureau of Alcohol Tobacco and Firearms and local fire department will usually perform comprehensive investigations and prepare a detailed report. These reports contain important information that will influence whether or not the property owner will be required to pay for the damages of the injured person. If you or someone you love is injured in a hotel fire, apartment, or rental house, you should immediately contact the Speaks Law Firm in order to make sure that critical evidence is preserved before the site of the fire is restored and essential evidence is destroyed forever.
Dangerous Conditions and Failure to Warn
In North Carolina, we are fortunate to live in a beautiful place with wonderful amenities including the University of North Carolina Schools, other universities, colleges and travel destinations. Many people rent housing while they are here for work, school or vacation. Many others visit our local businesses to shop, dine, play or relax. When an injury occurs because of a dangerous condition or a failure to warn on the part of a landowner or his employee, liability follows.
Finding the Right Slip and Fall Lawyer
The premises liability insurance company of the responsible party will work hard to avoid paying any possible claims just like their counterparts in the auto insurance world. You will need to find the right lawyer in order to identify your claim, prepare your claim, present your claim, secure a fair settlement, and satisfy any medical or other liens that may exist. We have been very successful in handling these types of complex cases all over North Carolina and can help you recover the fair settlement that you deserve.
Call For More Information
If you are a resident or visitor of Wilmington, and have been injured on premises that you do not own, act quickly to determine liability. The Wilmington premises liability lawyers at Speaks Law Firm can help you determine if you have a case. Call (910) 341-7570 today for a free consultation.
The Speaks Law Firm proudly serves people throughout eastern North Carolina, including Wilmington, Fayetteville, Jacksonville, Wrightsville Beach, Carolina Beach, Bolivia, Burgaw, Whiteville, Lumberton, Leland, Shallote, New Hanover County, Pender County, Brunswick County, Columbus County, and Robeson County.
We Make it Easy
Suffering an injury is incredibly difficult but getting the help you need shouldn’t be. All you have to do is call our office and we’ll start reviewing your claim right away.
You Deserve Compensation
If you’ve been hurt in an accident, you need a fighter in your corner. Our attorneys will fight for the maximum amount of compensation you deserve for your injuries and other damages.
No Hidden Fees
We work on a contingency-fee basis. This means you never have to worry about hidden fees or upfront costs. In fact, we don’t get paid at all unless we win for you!
(910) 341-7570
For more information about how we can help you avoid costly mistakes after an Auto Accident Injury in North Carolina contact us by filling out the “How can we help you?” form at the top of this page.
I was hurt in a car accident in Wilmington, North Carolina. My medical bills are outrageously high. The driver who caused the accident has the minimum insurance limits ($30,000.00) that are required by law. The adjuster has offered to pay the policy limits ($30,000.00). Should I get an attorney? What should I do?
State law requires each vehicle owner to carry at least $30,000.00 of liability insurance coverage. You can purchase more. Many people carry at least $100,000 in liability coverage per person and $300,000 per occurrence.
The liability insurance policy for the vehicle of the responsible driver is required to pay for the medical and other expenses of those who were not at fault. The policy will pay up to the limits of the policy. In other words, where there is $30,000.00 (or $60,000.00) of liability coverage, the insurance company could be required to pay that entire amount, but no more.
Where the damages are greater than the limits of the insurance policy, the injured person must look for other sources of recovery. These are some of the questions your lawyer will ask in order to comprehensively address this complex issue:
- Does the responsible driver have a different liability policy that you could access?
- Was the responsible driver working for his employer at the time of the accident?
- Does the responsible driver have an umbrella insurance policy?
- Does the injured person have underinsured motorist coverage?
- Does the responsible driver have assets that could be seized and sold in order to pay some or all of the judgment beyond the limits of the insurance policy?*
* This particular analysis can be complicated. Before you reject the insurance companies offer to settle the case for the policy limits and proceed with a lawsuit, you must think clearly and carefully. If you were seriously injured by the negligence of another person, you are probably angry. Who could blame you? I would be. Of course, you want the person responsible for the accident to pay for the damage they caused. In fact, the law requires it.
However, ifthe negilgent driver does not have the assets to pay for damages beyond the limits of the insurance policy, you will be wasting valuable time and money. You may want to perform an asset search in order to determine whether this is a viable option. The process of securing and enforcing a judgment can be expensive. If the responsible person does not have sufficient assets, then you will have wasted time and money for no reason.
Where damages exceed insurance coverage you need an experienced personal injury lawyer more than ever. A good lawyer may be able to find additional sources or recovery. He or she may be able to perform an informal asset search. From that he will be able to determine whether you should you accept the policy limits or fight for more.
Even if there is not enough money to pay all of the medical expenses from the available insurance policy, an experienced personal injury attorney can help. He may be able to negotiate down the amount of the outstanding medical bills. He may be able to use financial leverage and statutory laws to get your bills paid and still put a substantial amount of money in your pocket. Call or contact us now to find out how we can help you maximize your recovery in your auto accident and injury case.