What if I already have health insurance?

Your health insurance may provide coverage in certain situations, but work-related injuries are often handled through the workers’ compensation system instead. Private health insurance generally excludes work injury treatment unless the workers’ comp insurance provider issues a formal denial, and a health insurance provider will file a medical lien against any future workers’ comp settlement in order to recover their costs. Discuss your circumstances with an experienced North Carolina workers’ comp lawyer to pursue the right steps.