A wrongful death claim may still be possible even if the responsible party has little or no insurance coverage. Depending on the circumstances, other insurance policies, businesses, employers, vehicle owners, or additional responsible parties may also share liability.
For example, uninsured or underinsured motorist coverage may apply in certain fatal car accident cases. Commercial insurance policies, premises liability insurance, or product liability coverage could also become relevant depending on how the death occurred. Evaluating each of the available sources of compensation is often an important part of the legal process.