As a general rule, state law requires companies that employ three or more workers to carry workers’ compensation coverage. Contractors and trucking companies must have coverage, regardless of how many employees they have. Since workers’ compensation in North Carolina is mandatory, neither employers nor employees can waive it, even by written agreement.
If your employer doesn’t have insurance or refuses to cooperate, contact an NC workers’ compensation attorney from our team. We can advise you on what steps to take and how to protect your interests.