A person injured by an uninsured driver may have options for pursuing compensation through available insurance coverage, including uninsured motorist coverage when applicable.
North Carolina requires automobile insurance policies to include uninsured motorist coverage in many circumstances. This coverage may provide benefits when an at-fault driver does not have liability insurance or when a hit-and-run driver cannot be identified. The minimum coverage limits were updated on July 1, 2025.
A claim involving uninsured or underinsured motorist coverage may require reviewing:
- The applicable insurance policies
- Coverage limits
- The circumstances of the crash
- Medical expenses
- Lost wages
- Other damages related to the accident
Because insurance policies contain specific terms and requirements, reviewing available coverage with a North Carolina motorcycle accident lawyer may help clarify available options.